Travel Insurance — Peace of Mind
for Every Journey
Protect your international trips with comprehensive cover. Cashless hospitalization, trip cancellation, baggage protection, and 100% embassy approved Schengen policies.
Why Travel Insurance is Essential
Medical Emergencies Abroad
International medical treatment can cost ₹5–50 lakhs. Travel insurance covers emergency medical expenses, hospitalization, and evacuation services worldwide.
Trip Cancellation Protection
Plans change. Flights get cancelled. Family emergencies happen. Our insurance covers up to 100% of your trip cost if you need to cancel for covered reasons.
Baggage & Loss Coverage
Lost luggage, delayed baggage, or personal belongings theft can ruin your trip. We cover replacement costs up to ₹2 lakhs.
Our Coverage Plans
Choose the plan that best fits your travel style and embassy requirement
Basic Plan
- ✓Medical emergency (₹5 lakhs)
- ✓Trip cancellation (₹50,000)
- ✓Baggage loss (₹1 lakh)
- ✓Flight delay (6+ hours)
- ✓Emergency cash advance
Standard Plan
- ✓Medical emergency (₹15 lakhs)
- ✓Trip cancellation (₹1,50,000)
- ✓Baggage loss (₹2 lakhs)
- ✓Flight delay (4+ hours)
- ✓Lost passport & visa cover
- ✓Emergency cash advance
- ✓Travel delay (12+ hours)
Premium Plan
- ✓Medical emergency (₹50 lakhs)
- ✓Trip cancellation (₹30,00,000)
- ✓Baggage loss (₹3 lakhs)
- ✓Flight delay (2+ hours)
- ✓Lost passport + visa replacement
- ✓Emergency cash advance
- ✓Travel delay (8+ hours)
- ✓Adventure sports coverage
- ✓Personal liability (₹25 lakhs)
- ✓24/7 priority claims desk
Annual Multi-Trip
- ✓All Premium features included
- ✓Unlimited trips per year (up to 45 days/trip)
- ✓Medical emergency (₹50 lakhs/trip)
- ✓Trip cancellation (₹30,00,000/trip)
- ✓Baggage loss (₹3 lakhs/trip)
- ✓24/7 global VIP concierge
- ✓Family members eligible
- ✓Maximum savings for frequent travelers
💡 Prices vary depending on traveler age and exact trip dates. Contact our desk for exact pricing.
Trusted Insurance Partners
We partner with India's leading IRDA-regulated insurance corporations
All insurance partners are IRDAI-approved with strong claim settlement ratios (95%+). Earth Travels helps you pick the most cost-effective policy tailored for your visa destination.
Let Our Expert Help You Choose PartnerQuick Plan Comparison
| Coverage Feature | Basic | Standard ★ | Premium | Annual |
|---|---|---|---|---|
| Emergency Medical Coverage | ₹5 Lakhs | ₹15 Lakhs | ₹50 Lakhs | ₹50 Lakhs / trip |
| Trip Cancellation Refund | ₹50,000 | ₹1.5 Lakhs | ₹3 Lakhs | ₹3 Lakhs / trip |
| Checked-in Baggage Loss | ₹1 Lakh | ₹2 Lakhs | ₹3 Lakhs | ₹3 Lakhs |
| Schengen Visa (€30,000) Compliant | ✓ | ✓ (100% Approved) | ✓ | ✓ |
| Adventure Sports Coverage | ✕ | ✕ | ✓ Included | ✓ Included |
| Personal Liability Protection | ✕ | ✕ | ₹25 Lakhs | ₹25 Lakhs |
| 24/7 Emergency Assistance | ✓ Standard | ✓ Priority | ✓ VIP Concierge | ✓ VIP Concierge |
| Policy Validity Duration | 7–14 Days | 14–30 Days | 30–45 Days | 365 Days (Unlimited) |
| Starting Price | ₹299–499 | ₹599–899 | ₹1,299–1,899 | ₹3,999 |
Simple 4-Step Claims Process
Get fast cashless authorization or direct bank reimbursement
Report the Incident
Notify our dedicated emergency claims desk within 24 hours of any illness, accident, or delay.
Submit Documents
Upload required bills, medical reports, police FIR, or flight tickets via WhatsApp or portal.
Claim Assessment
Our IRDA-approved insurance auditors verify documents and approve cashless or reimbursement claims.
Direct Settlement
Approved claim money is transferred directly into your Indian bank account or to overseas hospital.
Frequently Asked Questions
Why Book Insurance With Us?
Expert Visa Guidance
Our travel experts help you choose the exact embassy-compliant policy required for your specific country and visa category.
Guaranteed Lowest Rates
We partner directly with leading Indian insurers to provide wholesale discounted rates with zero hidden markups.
24/7 Dedicated Support
Traveling in a different timezone? Our emergency team is reachable 24/7 via WhatsApp and office phone (+91 89410 88111).
Hassle-Free Claims
Step-by-step guidance for filing claims with 95%+ settlement ratios and dedicated claim managers.
Transparent Policies
Clear exclusions and zero hidden terms. We explain all policy clauses in plain English before purchase.
Need Personal Insurance Assistance?
Connect directly with Earth Travels insurance specialists for 100% embassy-approved policies, instant Schengen coverage letters, and 24/7 global claim support.